After 6 months of research, I am confident I can explain most of the ins and outs of Visible service -
Tip 1 - sign up for service while using a friend code like 37DCHF6
Tip 2 - Join a party of four or more - under party pay you can enter a party name like "MichaelSaves" or use this link https://www.visible.com/p/MichaelSaves
Tip 3 - Get your own friend code and get 12 people to sign up
If you want to read - there are numerous articles from reddit - cnet - business insider that explain this is not too good to be true.
I liked this one the most - https://michaelsaves.com/reviews/visible-party-pay-review/
First you will want a friend code to get your first month of service for $5 - here is my 7 character code
Check out this page: https://www.visible.com/get/37DCHF6, it has all the info you need to know about joining Visible. When you use my friend code, 37DCHF6, you’ll get your first month of service for only $5!
Once you have signed up and locked in your first month for only $5 - the next thing you will want to do is join a party - there are many out there and the only trick is - you want a party of 4+ to lock in the best rate - that way your service costs $25 a month - every month (unless you get a referral, which then takes your monthly rate down to $5 - you can get up to 12 of these - so one year of service for $60 - Visible is nice enough to let you "bank" these up too.
If I forgot something or if you have questions - just ask
In summary - it is NOT too good to be true - it is the real deal!! And now they offer $5 a month Apple Watch Service too!!!!!