I am also having this issue. I do not qualify for affirm, but have the
money for the phone on my card right this second. I would like to
purchase one... but am forced to check out using affirm. I do not
understand!!
I am also having this issue now. I would like to purchase a new phone
and have the money right now to do so, but it will not allow me to check
out with just my card. it is forcing me to use affirm, and I do not want
to do that.