Chime bank has a deal for new visible members that is good for 25/month for 12 months, not party needed. Great for those who don't want to deal with parties.
If you would like, you can use my link to join Chime for a $100 bonus if you actually want to use the Chime account. Just tossing this out there, however no need to actually deposit money or use the Chime account for the Visible Offer. Just join and click the offers tab