Status: New

Abbreviations used:

ACH - Automated Clearing House

EFT - Electronic Fund Transfer



Credit cards, debit cards charge transaction fee to the merchant (Visible) to process the transaction. With credit cards charging the highest including PayPal.


Most of the Americans have checking account with the bank or local credit union or online banks/ credit unions. Can Visible implement ACH/EFT Pull directly from checking account.


From the online resources I see ACH/EFT transaction is bank to bank transfer and it typically takes 1-3  business days. Most cost effective way to pay a merchant. It is one time authorization.

Just need to give the merchant (Visible) routing and checking account number. and limit the maximum cash pull limit per month.


Hope Visible considers this option and implements sooner. Until then 😃